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100 Envelope Challenge| 5,050 Savings Challenge Tracker| Money Challenge| PDF| INSTANT DOWNLOAD
Inspired by Baby Step Number 3 - Dave Ramsey Plan - 3-6 Months expenses
Baby Step 3: Save 3–6 Months of Expenses in a Fully Funded Emergency Fund
The debt is gone. Bye bye, debt. Talk to you never. Now, you’re going to beef up that emergency savings fund so it’s strong enough to stand up against bigger problems, like job loss. Figure out how much money you’d need to live for three to six months if your regular income went away. (If you’re a one-income household, aim for six months of expenses. Two-income households can go for three.) Save up that amount, and store it in a high-interest savings or money market account with check-writing privileges so you can get to it if you need to.
How: You’re already in a pattern of saving. You clip and tap coupons all the time. You downloaded so many money-saving apps, you have to delete photos of your pup weekly for storage. You started brewing your own coffee at home—and even like it better. (Gasp.) So, keep those money-saving habits going and build your savings into a fully funded emergency fund.
I make these items for me and share with you. I've restarted my financial goals so many times because I would not submit to a plan. I was so inspired by these fun trackers on etsy that I started creating these for myself to help make the journey fun. In addition, take pride in my progress.
- Stop Eating Out
- Sell clothes, appliances, and anything no longer in use.
- Pick up a side hustle ; create an Esty shop.
- Create a budget
- Etc.
You can purchase this once and use it for whatever you want as many times as you desire!
My hope is that this printable gives you motivation to begin saving and maybe become a part of the Dave Ramsey family.
Save , save, save !!! This is a fun times challenge 100 days!
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