Up to 6 months of credit repair: There are no restrictions anything negative will be disputed.  Up to 6 disputes will be sent on your behalf to the credit bureaus using consumer laws.  Please remember an account can be modified, updated, or deleted per FCRA standards. *Ideal if you have 1-10 negative accounts, all under 4K, with no repossessions, evictions, bankruptcy, child support, or foreclosures.   Up to 12 months of credit repair: Up to 12 disputes will be sent on your behalf.  Please remember an account can be modified, updated, or deleted per FCRA standards. *Recommended if you have 11+ negative items or complex issues like repossessions, evictions, bankruptcies, foreclosures, or child support. An additional fee of $50-53 is applied if you choose a payment plan. It is included in the price below.