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Our newest challenge book takes a fun spin. This informative book is all about CREDIT! If you're a newbie to the credit game and not quite sure how to use a credit card, let alone how to build credit, then this book is for you. The Book is perfect bound. VIP Status Her guide To First Class Credit will teach you how to:  Use a credit card Write a dispute letter Build credit Handle collections Pick credit cards Lower utilization Breakdown debt and much more!!

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