A sophisticated, timeless way to display charms, our Cultured Pearl Changeable Charm Holder Necklace combines elegance with versatility. Pearls are strung with knotted silk for extra strength and meet up at the metallic circular charm holder component. Available in sterling silver or 14K gold, the innovative charm holder can be easily opened up to switch out charms according to the holiday, season or occasion. Dress casually with playful charms or wear with a statement pendant.