Million Dollar Long-Term Investor

A transparent $1 million portfolio built for disciplined, long-term investing. Long-term wealth is rarely built through constant activity. It is built through thoughtful position sizing, patient decision-making, active risk management and the discipline to stay focused through changing market cycles. Million Dollar Long-Term Investor gives members complete visibility into a continuously tracked $1,000,000 portfolio focused primarily on high-quality equities, dividend-paying stocks and major exchange-traded funds. The portfolio is maintained through Verified Investing's proprietary dashboard using current market data and documented decisions from the Million Dollar Long-Term Investor team. It is presented for educational demonstration, research and analysis. The portfolio is managed by the Million Dollar Long-Term Investor team at Verified Investing. Lawton Ho leads its day-to-day management, while Chief Market Strategist Gareth Soloway provides strategic oversight and participates in select portfolio updates, quarterly live sessions and ongoing strategy discussions. We disclose the positions being held, the allocations being made, the adjustments being considered and the reasoning behind each portfolio decision. Members can see what we are buying, adding to, trimming or closing as the strategy evolves. This is not about chasing every market move. It is about learning how a disciplined long-term portfolio can be constructed, managed and adapted over time. Why a $1 Million Portfolio? A standardized $1,000,000 starting value creates a clear and consistent reference point for portfolio allocation, position sizing, exposure, gains, losses and overall performance. Instead of seeing an isolated ticker or trade idea, members can understand how much portfolio capital is allocated, how each position relates to the rest of the portfolio and how the MDLI team manages exposure over time. The result is a more complete view of long-term portfolio management, including not only what we hold, but how and why each position fits within the broader strategy. What You Receive as a Member Complete Portfolio Access: View current positions, entry prices, share quantities, portfolio allocations, position activity and current market-data-based performance through the MDLI dashboard. Portfolio-Change Alerts: When a portfolio decision is entered into MDLI, members are notified through the Verified Investing app and email. Alerts identify the ticker, action, portfolio price and accompanying notes available for the change. Two Weekly Portfolio Videos: Every Wednesday and Friday, Lawton breaks down current positions, technical levels, relevant fundamental and macroeconomic conditions, recent portfolio activity and the opportunities the team is monitoring. Videos are designed to educate as well as inform. Quarterly Live Q&A Sessions: Up to four times each year, members can join Lawton Ho and Chief Market Strategist Gareth Soloway for a live discussion covering the portfolio, current market conditions, positions under review and broader long-term investing principles. Position Sizing in Context: The $1 million portfolio gives members a consistent reference point for evaluating allocations. You can see not only what the portfolio holds, but how heavily each position is weighted and how exposure changes as positions are added to, trimmed or closed. The Reasoning Behind the Decisions: Members receive more than portfolio activity. The videos and written notes explain the data, price levels, risk considerations and investment thesis informing the MDLI team's decisions. How the Million Dollar Long-Term Investor Strategy Works The MDLI team uses a disciplined portfolio-management framework combining technical analysis, company and sector fundamentals, dividend considerations, risk-reward analysis and relevant macroeconomic data. Long-Term Core Positions The portfolio focuses primarily on high-quality companies, dividend-paying stocks and major ETFs selected for longer-term opportunities. Core long positions are generally entered with an anticipated holding horizon of at least six months, although market conditions, price targets or changes in the underlying thesis may lead us to adjust or exit sooner. Scaling Into Positions We do not assume that every position must be entered all at once. The team may establish an initial allocation and add capital as the opportunity develops, provided the investment thesis and risk-reward remain intact. Trading Around a Core Position Long-term investing does not always mean remaining completely inactive. When appropriate, we may take partial profits from a position while retaining a core allocation for the larger anticipated move. We may later add exposure again if price, data and market conditions support doing so. This allows the portfolio to respond to shorter-term price movements without abandoning its longer-term thesis. Dividend-Paying Investments Dividend-paying stocks may provide income within the portfolio while also offering the potential for long-term price appreciation. Dividend payments attributable to portfolio positions are documented as part of its activity and performance. Dividends are not guaranteed. A company may reduce, suspend or eliminate its dividend, and a dividend-paying investment can still decline in value. Defensive Positions When market conditions warrant, the portfolio may use shorter-term defensive positions, including short exposure or inverse ETFs. These positions are generally intended to manage or offset risk during periods of broader market weakness rather than serve as the portfolio's primary strategy. Defensive positions may still lose money and do not guarantee that the portfolio will avoid losses during a downturn. Margin and Capital Efficiency The portfolio may use up to standard 2x margin to increase buying power and improve capital flexibility. Margin can amplify both gains and losses and may not be available or appropriate in every type of account. Members are not required or expected to use margin simply because it appears within the portfolio. Any decision to use borrowed funds should be based on the investor's own financial circumstances, account permissions and tolerance for risk. Why Investors Choose Million Dollar Long-Term Investor Transparency Instead of Isolated Trade Ideas: See each portfolio decision within the context of total allocation, existing exposure and the team's longer-term strategy. Structure Instead of Emotion: We evaluate opportunities through a repeatable process based on data, price, fundamentals, risk and the broader market environment. Active Management Without Constant Trading: The portfolio can scale into positions, take partial profits, retain core holdings and respond defensively when conditions change. Education Alongside Portfolio Activity: Understand why an opportunity is being considered, what could invalidate the thesis and how the position fits within the overall portfolio. A Team and Methodology Built to Endure: MDLI is presented through the Verified Investing process rather than as a collection of disconnected personal trades. Every portfolio action is an MDLI team decision. Who Is Million Dollar Long-Term Investor For? MDLI is designed for self-directed investors who want to understand and apply a more structured approach to long-term portfolio management. The service may be a strong fit for investors who: Want long-term exposure without watching the market throughout every trading day. Value dividend-paying stocks, high-quality equities and diversified ETF exposure. Want to learn how positions can be sized, scaled, trimmed and managed within a complete portfolio. Prefer data, analysis and clearly explained reasoning over headlines, hype or social-media narratives. Want portfolio alerts and scheduled analysis without relying on isolated stock picks. Manage their own taxable brokerage account, IRA or other self-directed investment account. MDLI may also benefit newer investors who want to learn how a portfolio works in practice and experienced investors looking for an additional source of structured research and analysis. Using MDLI With an IRA or Retirement Account Many of the portfolio's long equity, dividend-stock and ETF positions may be available within self-directed retirement accounts, including Traditional and Roth IRAs. Retirement-account rules and available investments vary by account type, custodian and employer plan. Short selling and conventional margin borrowing are generally unavailable in IRAs, and many employer-sponsored 401(k) plans restrict investors to a predetermined menu of funds. Members should review the rules of their own account rather than assume every MDLI position or portfolio technique can be applied within it. How Members Can Use MDLI Million Dollar Long-Term Investor is designed as an educational portfolio and research service. It does not require members to copy every position or make the same allocation decisions. Members may use the service to: Observe how the MDLI team constructs and manages a long-term portfolio. Research companies, dividend stocks, ETFs and broader market opportunities. Study portfolio allocation, scaling, partial profit-taking and risk management. Compare the team's analysis with their own research. Select only the ideas they independently determine are appropriate for their own accounts. Each member remains responsible for deciding whether, when and how to act on the information provided. Individual results can differ materially from the portfolio because of entry and exit timing, available prices, position sizing, account restrictions, taxes, fees, use of margin and personal investment decisions. Frequently Asked Questions What is Million Dollar Long-Term Investor? Million Dollar Long-Term Investor is a long-term investing research and education service built around a transparently tracked $1,000,000 portfolio. Members can view current positions, allocations, portfolio activity and market-data-based performance while receiving alerts and ongoing analysis explaining the team's decisions. Who manages Million Dollar Long-Term Investor? Million Dollar Long-Term Investor is managed by the MDLI team at Verified Investing. Lawton Ho leads the day-to-day portfolio management and member updates. Chief Market Strategist Gareth Soloway provides strategic oversight and participates in select videos, portfolio discussions and quarterly live Q&A sessions. Are portfolio decisions attributed separately to Lawton or Gareth? No. Portfolio actions are presented as decisions of the Million Dollar Long-Term Investor team. The service is built around a unified Verified Investing methodology rather than separate or competing individual portfolios. What types of investments does the portfolio focus on? The portfolio focuses primarily on high-quality equities, dividend-paying stocks and major ETFs. It may also use cash, short exposure, inverse ETFs or other defensive positions when the MDLI team believes changing market conditions justify them. What is the typical holding period? Core long positions are generally entered with an anticipated investment horizon of at least six months. A position may be trimmed or closed sooner if it reaches its target, the underlying thesis changes, risk increases or a stronger opportunity emerges. Tactical and defensive positions may be held for shorter periods. What does it mean to trade around a core position? The MDLI team may establish a long-term core holding while actively adjusting part of the position. For example, the portfolio may add shares as an opportunity develops, trim part of the position after a favorable move and retain the remaining core allocation for the longer-term thesis. No particular adjustment is guaranteed to improve performance or reduce loss. How are dividends reflected? Dividend payments attributable to qualifying portfolio positions are documented as portfolio activity and included in the portfolio's reported results according to the methodology used by Verified Investing. Dividends are not guaranteed and may be changed or eliminated by the issuing company. How does MDLI use margin? The portfolio may use up to standard 2x margin to increase buying power and capital flexibility. Margin magnifies both gains and losses. Members are not required to use margin, and margin may be unavailable or unsuitable depending on the member's account type, financial circumstances and risk tolerance. Do I need to mirror every portfolio decision? No. Members can use MDLI as education, research, a source of investment ideas or a framework for evaluating their own portfolios. Every investor has different objectives, resources, account limitations, tax considerations and tolerance for risk. Members are responsible for making their own investment decisions. Will my results match the MDLI portfolio? Not necessarily. Results may differ because of execution timing, market movement, available prices, position sizing, fees, taxes, account restrictions, margin use and decisions about which portfolio actions to follow. The portfolio does not represent or guarantee the results any member will achieve. What do the alerts include? Portfolio-change alerts generally identify the ticker, the action, the recorded portfolio price and brief commentary about the decision. Alerts are delivered through the Verified Investing app and email after the portfolio activity is entered into the MDLI system. Delivery times can vary because of internet, email, device, platform or technical conditions. What are the weekly portfolio videos? Lawton publishes two MDLI videos each week, generally on Wednesday and Friday. The videos cover current positions, recent portfolio activity, market conditions, technical levels, relevant fundamental or macroeconomic developments and potential opportunities under review. What happens during the quarterly live Q&A sessions? Up to four times each year, Lawton Ho and Gareth Soloway host a live member session covering the MDLI portfolio and broader long-term investing topics. Members may submit questions related to the service, existing positions, market conditions and the team's analytical process. The sessions do not provide individualized financial, tax or legal advice. Is MDLI suitable for beginners? The videos and portfolio commentary are designed to explain the team's reasoning in clear language, making MDLI accessible to investors with different levels of experience. Investing still involves risk, and beginners should take time to understand any security or strategy before acting. Can MDLI be used with an IRA or 401(k)? Some long stock, dividend and ETF positions may be available in self-directed IRAs. Employer-sponsored 401(k) plans typically offer a restricted investment menu, and short selling or conventional margin borrowing is generally unavailable in retirement accounts. Members should verify the rules of their own accounts. Does MDLI guarantee gains, income or protection from losses? No. All investing involves risk, including the possible loss of principal. No position, dividend, defensive strategy, holding period or portfolio-management technique can guarantee gains, income or protection against loss. What subscription options are available? Million Dollar Long-Term Investor is available through the subscription options and prices displayed on this page. Any promotional pricing, renewal terms or limited-time offers are governed by the terms shown at checkout. Can I cancel my subscription? Subscription cancellation is available through the Verified Investing member account, subject to the billing, renewal, cancellation and refund terms accepted at purchase. Cancelling prevents future renewals but does not automatically create eligibility for a refund. Is Million Dollar Long-Term Investor financial advice? No. MDLI provides general educational information, market analysis, research and transparency into a portfolio. It does not provide personalized investment, financial, legal or tax advice and does not take into account any individual member's financial circumstances. Members should perform their own research and consult qualified professionals when appropriate. Build Your Long-Term Investing Process With Greater Clarity Follow a transparent $1 million portfolio. Understand the reasoning behind each decision. Learn how the MDLI team evaluates opportunities, manages positions and adapts through changing market cycles. Join Million Dollar Long-Term Investor and gain immediate access to the portfolio, portfolio-change alerts, twice-weekly analysis and quarterly live member sessions. Important Information Million Dollar Long-Term Investor is published by Verified Investing for educational and informational purposes only. Nothing provided through the service constitutes personalized investment, financial, legal or tax advice, an offer to buy or sell any security, or a representation that any investment or strategy is suitable for a particular person. The MDLI portfolio is maintained for educational demonstration, research and analysis through Verified Investing's proprietary dashboard. Portfolio results may differ from results achieved in an individual account because of execution timing, available prices, position sizing, commissions, fees, spreads, taxes, financing costs, account limitations and personal investment decisions. Investing involves substantial risk, including loss of principal. Margin, short selling and inverse products involve additional risks and are not appropriate or available for every investor or account. Past performance does not guarantee future results. Members are solely responsible for their own investment decisions. Please review the Verified Investing Terms of Service, Risk Disclosure, Subscription Terms and Refund Policy before purchasing or acting on any information provided.